Ingrum & Layson will both guide and represent you to debt relief under the bankruptcy laws typically referred to as Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.
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If you have been denied benefits that you are entitled to and deserve, let us focus on getting you the benefits you’re legally entitled to. You focus on getting better and taking care of yourself.
Debt collectors have to obey specific debt collection laws. They can’t abuse you just because you owe a debt. You have rights under the law if a debt collector doesn’t follow the rules! Meet with us to fight unlawful debt collection.
Our bankruptcy lawyers have years of experience representing the Auburn / Opelika residents in Chapter 7 and Chapter 13 bankruptcy cases.
We can help you avoid foreclosure, consolidate debt, escape the vicious payday loan cycles, and any other overwhelming financial crisis you may see yourself in.
Financial crisis can arise from unexpected and life-changing events such as job loss, medical expenses, piles of debts, pandemics and other circumstances surrounding debt management. Chapter 7 bankruptcy provides a relatively quick and efficient way to eliminate unsecured debts, such as credit card debt and medical bills, and can offer a path towards a debt-free future.
Chapter 13 bankruptcy is designed to help debtors who have a steady source of income but are struggling with overwhelming debt. It provides an opportunity for debtors to retain their assets and develop a manageable repayment plan, supervised by a bankruptcy court, to repay a portion or all of their debts.
At Ingrum & Layson LLC, we are a firm focused on providing our clients the attention they need. We listen to all of your needs and concerns carefully and then discuss a logical course of action to help you get your desired results. We are here to help you because you matter and your case matters.
Filing for bankruptcy is often seen as a last resort, but it can also be a fresh start for those overwhelmed by debt. However, the decision to file comes with questions about the long-term effects on your credit score and financial standing. In this blog, we explore how bankruptcy impacts your credit score, ways to rebuild it, and tips for maintaining financial health post-bankruptcy.